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What private insurers sell are not pensions at all: IRDA chief
MR J. HARI NARAYAN, CHAIRMAN, IRDA. The IRDA has faced a lot of criticism from insurance companies on the changes in regulations governing unit-linked pension products. Mr J. Hari Narayan, Chairman, Insurance Regulatory and Development Authority, offers a ringing defence of why there were changes.

Personal Finance Daily: How to use annuities in a low-rate environment
In a low-rate environment, deciding if annuities are right for your retirement scenario can be a tough decision, Andrea Coombes writes in her Ways and Means column. If you buy an annuity now, you lock in a lower payout than if interest rates were higher.

What happens if your insurance company fails?
How to protect yourself -- and your annuity retirement income -- in case your insurer goes bankrupt

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Fixed Tax Deferred Annuities. What is a Fixed Tax-Deferred Annuity? ... Many people today are using tax-deferred annuities as the foundation of their overall ... Although CD's and Annuities are very similar there are significant differences between ...

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