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Ask the Experts: Retirees should be wary of annuities
Annuities: a reliable source of retirement income or a risky fee trap? Regardless of how they're viewed, they're often a confusing financial product, especially for those in or near retirement.

John Hancock's Alternative Asset Allocation Fund (JAAAX) Reaches Three-Year Mark; Awarded Five Stars on Load-Waived ...
BOSTON, Jan. 24, 2012 /PRNewswire/ -- John Hancock Funds said today that its John Hancock Alternative Asset Allocation Fund (JAAAX) reached its three-year anniversary on December 31, 2011, and has been ...

Polaris Ventures Backs Startup Retirement Income Provider Aimed at RIAs
Aria Retirement Solutions, which serves a potentially $1 trillion market among RIAs and fee-only advisors with guaranteed income products, has landed a major investment from Polaris Venture Partners, the company announced.

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Say No to Load Annuities
The Real Lowdown on Annuities. At its core, an annuity is a contract between an investor and an insurance company. There are two types of annuities, fixed and variable. ... balanced funds and sometimes sector funds. The no-load annuities I use offer as much as 25 mutual ... low-cost variable annuities. We use only no-load variable annuities. ...

Tax Deferral with no load annuities
Tax Deferral using annuities with no load to buy and no surrender charges to sell from top selling companies. Buy Direct and save time and money. ... IRS tax penalty may be imposed on withdrawals from annuities, some insurance products, lRA's, or 401(k) plans, when ... Email:theinsider@annuityinsider.com. No Load Fund Vs Annuity ...

REtail vs. No-Load Variable Annuities
... RETAIL VS. NO-LOAD VARIABLE ANNUITIES. Perhaps you, like a growing number of Americans ... By contrast, no-load annuities pay no commissions. Therefore, there are no surrender penalties ...

Say No to Load Annuities
The Trouble With Index Funds. So you think the correction is over and it's time to invest that cash you've been accumulating in your 401(k). You've decided to just "buy the market" by investing in an S&P 500 index fund. And why not? ... Indexers are forced to buy a pre-defined set of stocks no matter what the price ... levels at which prudent investors will no longer participate and the only buyers are ...