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How to beat the annuity rate crisis
Annuity rates have fallen to a record low and there is little hope that they will recover. We offer some sensible alternatives

Cash balance retirement plans: Annuity options
Most people take the lump sum payment from their cash balance retirement plan, but the annuity might be the better choice

Hang onto annuities that pay well
Here's some more retirement planning advice for people who are more concerned about safety than returns. If you have a fixed-rate annuity with a guaranteed minimum floor of 3 percent, don't be in a hurry to surrender it, advises Investment News, a publication written for investment advisers.

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Fixed Rate Annuity
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